An Intelligent Credit Optimization Platform

Turn Receivables IntoPredictable Cash Flow

Think of your business as an engine. While sales is the fuel, cash flow is the oil. CrediOpt helps Indian MSMEs optimize receivables, access invoice financing, and stay compliant.

The MSME Cash Flow Challenge

Delayed payments and extended credit cycles create massive working capital challenges for Indian MSMEs.

₹20-25 Lakh Crore

MSME Credit Gap in India

60-90 Days

Average Payment Delay

45%

MSMEs Face Cash Flow Issues

Everything You Need to Optimize Receivables

A complete platform designed specifically for Indian MSMEs to manage, track, and finance receivables.

Receivables Dashboard

Real-time visibility into all outstanding invoices, aging analysis, and collection status.

Invoice Financing

Access working capital by financing your invoices through our NBFC partners.

45-Day Compliance

Automated tracking and alerts for MSME payment rule compliance.

Credit Intelligence

AI-powered insights on buyer payment patterns and credit risk assessment.

Payment Reminders

Automated payment reminders to reduce DSO and improve collection rates.

Analytics & Reports

Comprehensive reports on cash flow, aging, and receivables performance.

Get Started in Minutes

Three simple steps to better receivables management

1

Sign Up

Create your free account and add your business details in minutes.

2

Add Invoices

Upload invoices manually or connect your accounting software.

3

Track & Finance

Monitor receivables, send reminders, and access invoice financing.

Built for Indian MSMEs

Designed for businesses that deal with B2B credit sales

Manufacturers

Managing receivables from distributors and large buyers with extended credit terms.

Service Providers

IT services, consultants, and B2B service businesses with invoice-based billing.

Traders & Distributors

Businesses selling on credit to retailers and downstream partners.

Ready to Optimize Your Cash Flow?

Join the platform built specifically for Indian MSMEs.

Apply for Access

Get in Touch

Have questions? We'd love to hear from you.