Turn Receivables IntoPredictable Cash Flow
Think of your business as an engine. While sales is the fuel, cash flow is the oil. CrediOpt helps Indian MSMEs optimize receivables, access invoice financing, and stay compliant.
₹500Cr+
Receivables Managed
2,000+
MSMEs Onboarded
48 hrs
Avg. Financing Time
99.9%
Platform Uptime
The MSME Cash Flow Challenge
Delayed payments and extended credit cycles create massive working capital challenges for Indian MSMEs.
₹20–25 Lakh Crore
MSME Credit Gap in India
60–90 Days
Average Payment Delay
45%
MSMEs Face Cash Flow Issues
Everything You Need to Optimize Receivables
A complete platform designed specifically for Indian MSMEs to manage, track, and finance receivables.
Receivables Dashboard
Real-time visibility into all outstanding invoices, aging analysis, and collection status.
Invoice Financing
Access working capital by financing your invoices through our NBFC partners within 24–48 hours.
45-Day Compliance
Automated tracking and alerts for MSME payment rule compliance under MSMED Act.
Credit Intelligence
AI-powered insights on buyer payment patterns and credit risk assessment.
Payment Reminders
Automated payment reminders to reduce DSO and improve collection rates.
Analytics & Reports
Comprehensive reports on cash flow, aging, and receivables performance.
Get Started in Minutes
Three simple steps to better receivables management
Sign Up
Create your free account and add your business details in minutes.
Add Invoices
Upload invoices manually or connect your accounting software (Tally, Zoho).
Track & Finance
Monitor receivables, send reminders, and access invoice financing on demand.
Built for Indian MSMEs
Designed for businesses that deal with B2B credit sales
Manufacturers
Managing receivables from distributors and large buyers with extended credit terms.
Service Providers
IT services, consultants, and B2B service businesses with invoice-based billing.
Traders & Distributors
Businesses selling on credit to retailers and downstream partners.
What Our Customers Say
Real results from Indian MSME owners who transformed their cash flow with CrediOpt.
"CrediOpt helped us reduce our DSO from 72 days to 38 days in just 4 months. The compliance alerts alone saved us from two potential breaches. Highly recommend for any MSME dealing with large buyers."
Rajesh Mehta
Director, Mehta Steel Works
Pune, Maharashtra
"The invoice financing feature is a game-changer. We no longer wait 60 days for payments — funds hit our account within 48 hours. The NBFC partner rates are also much better than our bank's working capital loan."
Priya Krishnamurthy
CFO, Kaveri Textile Mills
Coimbatore, Tamil Nadu
"As a Tier 2 auto supplier, we were always chasing payments from OEMs. CrediOpt's buyer credit scores let us understand exactly who to push and who to finance. Collections improved by 30% in the first quarter."
Sunil Agarwal
Proprietor, Agarwal Auto Components
Pune, Maharashtra
Simple, Transparent Pricing
No hidden fees. No long-term commitments. Start free, scale as you grow.
Starter
For small businesses just getting started with receivables management.
- Up to 50 invoices/month
- Receivables dashboard
- 45-day compliance tracking
- Basic reports
- Email support
Growth
For growing MSMEs that need financing and advanced credit intelligence.
- Up to 500 invoices/month
- Everything in Starter
- Invoice financing access
- Credit intelligence (AI scores)
- Payment reminders (automated)
- Advanced analytics & exports
- Priority support
Scale
For high-volume businesses with multiple locations and custom needs.
- Unlimited invoices
- Everything in Growth
- Multi-company support
- Tally / Zoho / SAP integration
- Custom reports & dashboards
- Dedicated account manager
- API access
All plans include a 14-day free trial. No credit card required.
Ready to Optimize Your Cash Flow?
Join 2,000+ MSMEs using CrediOpt to get paid faster and stay compliant.
Apply for Access — Free Trial